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This is exciting for those of us bored by drudgery. By offering an increased level of transparency, Zirtue is helping people get the funds they need without introducing awkwardness into relationships. Zirtue is accessing that niche market by making it simpler for borrowers to get the funds they need, track their payments, and stay accountable. is relationship-based, meaning that someone is borrowing money from someone else that they know personally. Perhaps it’s no surprise that approximately one in three financial loans taking place in the U.S. Many of us hit up Mom and Dad when we were buying our first car. RedSwan plans to make institutional projects more accessible and affordable, accelerating the demand for commercial real estate investments with digital capital markets funding. The RedSwan vision is to attract the world’s best projects for tokenization and become the largest commercial real estate marketplace of digital security tokens. They seek to service all investors but work to elevate the inclusion of minority investors who are currently underserved in the industry. RedSwan CRE is a property technology (PropTech) company. Penserra is a minority business enterprise, but what really caught my attention is their commitment to sound business ethics and socially responsible practices. The folks at Penserra work to develop partnerships, challenge conventional thinking, work with relentless tenacity and act with integrity, empathy and conviction. Penserra is an institutional financial services firm which includes global equity trading, fixed income trading, investment banking, ETF subadvising, transition management, and equity research. They’re building a game-changing company on the idea that with the right tools, education, and guidance, they can positively impact the financial health of generations to come through the power of homeownership. They put their money where their ideals are, regardless of credit score, student loan balance, or how much wealth one comes from. Their business model is built on the notion that homeownership is an achievable goal for all Americans. To its credit, My Home Pathway strongly believes that homeownership isn’t just a right for the fortunate few.